What’s the Risk of Handling Your Own Car Accident Claim?
If you’ve been injured in a car accident in New Jersey, you might think your case is simple and straightforward. Perhaps it’s clear who was at fault, and your injuries are significant enough to qualify for compensation. In such situations, you may be tempted to handle your own claim to avoid the hassle of finding the right lawyer and to save some money. However, this decision can be risky. Consider the following potential pitfalls before deciding to manage your car accident claim on your own:
Risks of Handling Your Own Car Accident Claim
- Saying the Wrong Thing: Handling your own claim means communicating directly with the insurance company. Saying the wrong thing can harm your case, minimize your damages, or raise suspicion that you were partially to blame. Insurance companies often use tricky tactics to reduce their payout, and one misstep could significantly impact your compensation.
- Claim Denial: Even when liability seems clear, insurance companies can still deny your claim. Individuals who handle their own claims are often at a higher risk of having their claims denied due to a lack of legal expertise and understanding of the claims process. Without the experience and knowledge of a lawyer, you may find it challenging to navigate the appeals process or present a compelling case.
- Receiving a Lower Offer: Insurance companies are known to offer lower settlements to individuals who represent themselves. Without the right evidence and negotiation skills, it can be difficult to prove the full extent of your injuries and the compensation you deserve. An attorney can gather and present the necessary evidence to support your claim effectively.
- Stress and Frustration: Dealing with the aftermath of a car accident is already stressful. Managing your medical care and time off work is challenging enough without the added burden of constant communication and requests for information from insurance companies or opposing lawyers. An attorney can handle these interactions, allowing you to focus on your recovery.
- Risk of Inadequate Compensation: Handling your own claim can lead to receiving less compensation than you need. This can impact your ability to receive necessary medical care and cover other accident-related expenses, such as lost wages, benefits, and pain and suffering. New Jersey laws are complex, and the assistance of a car accident lawyer is invaluable in ensuring you get the compensation you deserve.
Hire an Experienced Car Accident Lawyer Today
New Jersey operates under a no-fault insurance system, which means your initial damages are covered by your own insurance company, typically for medical expenses. However, if your injuries are severe and require long-term care or extended time away from work, you may need to seek additional compensation through a personal injury lawsuit.
Consulting with a New Jersey personal injury lawyer ensures that your claim complies with state laws, including the statute of limitations. In New Jersey, you have two years from the date of the accident to file your claim. A knowledgeable car accident lawyer can help you navigate your case, meet critical deadlines, and avoid common pitfalls associated with self-representation.
Contact a New Jersey Personal Injury Lawyer to Discuss Your Car Accident Case
If you or a loved one sustained serious injuries in a car accident in New Jersey, don’t wait for the negligent party or their insurance company to act. You need an aggressive personal injury attorney on your side to fight for the compensation you deserve. The skilled attorneys at Birkhold & Maider, LLC represent clients injured in car accidents across Essex County, Hudson County, Mercer County, Union County, and throughout New Jersey. Contact us today to schedule a free consultation.
Disclaimer: The articles on this blog are for informational purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.
