What You Need to Know About GrubHub Accident Claims
Delivering food for GrubHub can be a nice side gig that allows you to work on your own schedule. A lot of people, however, never consider the implications of being in a car accident while picking up some extra cash. Whether you are a GrubHub driver or are a person who was injured by a delivery driver, here are a few things worth considering if you get into an accident.
Do GrubHub Drivers Need Special Insurance?
Whether or not you require special insurance as a GrubHub driver will depend on your insurance provider. In most cases, your insurance provider will require that you carry on-demand insurance. This is a type of commercial insurance that may cost additional money each month. If you don’t add this insurance, they may not cover your damages if you’re in an accident.
What Happens If You’re Injured By a GrubHub Driver?
The GrubHub driver is not the only person at risk of being in an accident. If a GrubHub driver causes an accident and injures another person, it may make it confusing to determine who is at fault or who is responsible for any costs involved.
Fortunately, New Jersey is a no-fault auto insurance state. This means that in most cases if you’re injured in a car accident, regardless of who is at fault, you will pursue funds from your provider. However, there are limits to this liability. If you’re injured in a severe car accident, it is possible that your insurance company won’t compensate you enough to fully cover the full cost of your damages.
What is a Third-Party Personal Injury Lawsuit?
A third-party personal injury lawsuit is a legal claim that you’ll file if your damages exceed the funds available through your insurance company. If a GrubHub driver is at fault, for example, you may be able to request compensation through them. Where this compensation comes from may vary, however, depending on a few things such as:
- If the driver carries commercial insurance
- If the driver was logged in and actively delivering for GrubHub at the time
- If the driver has insurance
- The type of insurance the driver has
Additionally, if you are the GrubHub driver and you’re injured in an accident, you may be able to pursue compensation through a third-party lawsuit against the responsible driver.
Compensation Available in a Grubhub Accident
Regardless of whether you were the GrubHub driver or another driver on the road, car accidents can be expensive. In addition to medical bills, you may also lose out on wages if you’re unable to return to work. Some drivers may experience pain and suffering too that has their own costs.
When to Contact a New Jersey Personal Injury Lawyer
As you may notice, determining who pays what is not always easy following an accident that involves a GrubHub driver. Proving fault can be even more difficult once you understand everyone’s insurance. New Jersey requires that we demonstrate the person was at fault, as well as actual damages that can be compensated through a case.
An experienced personal injury lawyer can help you evaluate the details of your case and determine liability. They can also help you collect the evidence you need to prove fault.
Contact a Hudson County Personal Injury Lawyer to Discuss Your GrubHub Accident Case in New Jersey
Did you or a loved one sustain serious injuries due to a GrubHub driver in New Jersey? Don’t let the medical bills pile up while you wait for the negligent party or their insurance company to do the right thing. Right now, you need an aggressive personal injury attorney on your side, fighting to get you the compensation you need, want, and deserve. The skilled attorneys at Birkhold & Maider, LLC represent clients injured because of a GrubHub driver in Hudson County, Essex County, Mercer County, Union County, and throughout New Jersey. Call (973) 947-4670 or fill out our online contact form to schedule a free consultation about your case. We have an office conveniently located at 189 Franklin Avenue, Suite 1 Nutley, NJ 07110, as well as a satellite office in Hamilton, NJ.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.